March 23, 2021
AgencyWhy Coastal Homeowners Need Windstorm Insurance
Residents of coastal North Carolina know that their homes will face some unique and more pronounced weather damage risks as opposed to inland properties. After all, the flat landscape of the coastal plain coupled with nautical weather patterns (not to mention hurricane threats) often make homes in the area particularly vulnerable to being weather-beaten even […]
February 23, 2021
AgencyWhat Coverages are Included in a BOP?
A business owners policy (BOP) is a type of commercial policy designed for small businesses. This policy helps combine coverage into a more affordable and convenient policy specifically for small businesses in low-risk industries. These
January 26, 2021
AgencyDoes Home Insurance Cover Air Conditioning Damage?
Your home’s air conditioner and heating system are major components of the dwelling. They also are integral to keeping it comfortable, safe and healthy for you and your family. Still, like all appliances, your air conditioner does have a risk of breaking down or failing from time to time. It’s only natural in these cases […]
December 30, 2020
Agency3 Ways to Boost Your Credit Score Before You Renew Your Auto Insurance
When setting your premium for your auto insurance, your insurer will consider numerous risk factors, one of which is often your credit score. Good credit is something that everyone should strive for, and when it comes to auto insurance, the better your score is, the more you might be able to save. So, how can […]
November 19, 2020
AgencyUnderstanding Windstorm and Hail Deductibles on Home Insurance
In certain areas of North Carolina, there are high risks of windstorms, hail or named storms (hurricanes). Because of these high risks, locals’ homeowners insurance might exclude certain types of damage or contain specialized terms and conditions on it. Some of these specialized terms are called percentage deductibles. Though they work like almost any other […]
October 28, 2020
AgencyWhat Is Residual Homeowners Insurance?
Residual home insurance is not something many people hear of when it comes to buying a policy. Generally, home insurance policies are standard and rather easy to get if you own a home. Some property owners may struggle to obtain insurance, though. Let’s say you decide to buy a home. You qualify for a mortgage, […]