August 2, 2022
AgencyTypes of Car Insurance to Consider
Understanding your auto insurance better starts with knowing the different kinds of coverage. Your agent can help you determine the state-mandated insurance requirements as well as the optional insurance that would benefit you. In the meantime, continue reading for an overview of liability, comprehensive, and other policy types. 1. Liability Coverage Most states require liability […]
July 19, 2022
AgencyYour Roof, Home Insurance and Windstorm Coverage
Homeowners insurance provides coverage against numerous severe weather hazards, and wind damage is often one of them. However, you should not assume that this coverage is automatically included on your plan. Often, there are a few exclusions and other policy exceptions that will limit your benefits in certain circumstances. Some of these limitations might arise […]
June 25, 2022
AgencyPreparing Your House for a Windstorm
You never know when a disaster will strike, and having the right insurance will protect your investment and your resources. Windstorm insurance covers damages caused by high winds. Windstorm insurance covers roof damage, window damage and damage to personal property if the wind enters the house and causes damage. Windstorm insurance can also cover detached […]
May 13, 2022
AgencyIs Your Dog Covered by Your Home Insurance?
If you are wondering how homeowners insurance covers dogs, you are asking a great question. Your home insurance won’t cover the veterinarian bills or the loss of a dog. Your home insurance isn’t going to cover your favorite pillow if the dog chews it up. But, your home liability insurance might cover dog bites. Yes, […]
April 8, 2022
AgencyWhy Did My Car Insurance Suddenly Go Up?
Car insurance premiums can go up due to many factors. Rates don’t go up for no reason, however. There is always a reason for car insurance changes, but some influences are out of your control. Population Changes in the population in your area can be a large factor when it comes to car insurance. Insurance […]
March 17, 2022
AgencyDo You Have Windstorm Insurance?
If you live in a coastal region or in an area with frequent tornadoes, you know the danger of strong winds. You know that straight line winds can cause almost as much damage as a tornado. You also know that warm weather means thunderstorms and windstorms where winds can easily reach over 50 miles per […]
February 22, 2022
AgencyAt What Age Should I Buy Long Term Care Insurance?
The idea of long term care and long term care insurance may seem too distant to think about in your younger years, but that is precisely when you should consider long term care insurance. Waiting too long can leave you without the ability to get coverage. If you need long term care once you retire, […]
January 17, 2022
Agency3 Mistakes to Avoid When Choosing Life Insurance
Life insurance is a safety net for your family, but many people either don’t have life insurance at all or make mistakes in choosing the right plan. Here are three mistakes to avoid when choosing a life insurance policy. 1. Not Choosing at All. Many people think that they don’t need life insurance, or that […]
December 22, 2021
Agency3 Ways for Teen Drivers to Lower Their Auto Insurance Rates
Drivers under the age of 17 are nine times more likely to experience car accidents than adults. Therefore, it’s not surprising that auto insurance for teens can cost up to double what adults pay. Yet many teen drivers pay for their own car insurance and need to find affordable rates. Polishing up your driving skills, […]
November 20, 2021
AgencyWindstorm Insurance and Garage Doors
While garage doors are fantastic inventions, they are easily damaged during strong windstorms. Repairing or replacing a garage door, especially a double door, is expensive. But there are steps you can take to protect your bank account from those expenses. First, talk with your independent insurance agent about windstorm insurance, which helps cover the cost […]