November 8, 2024
amatoinsuranceKey Differences Between Home Insurance and Rental Property Insurance
Owning a residential property can provide shelter, stability and security. Furthermore, these investments may offer lucrative financial opportunities in some cases. Whether you’re purchasing a home with the hope of it accruing value, a desire to make upgrades and flip it or the goal of renting it out to tenants, understanding how to secure your […]
September 30, 2024
amatoinsuranceHome Insurance Claims: Common Mistakes to Avoid
Filing a home insurance claim can be daunting, especially when you’re dealing with the aftermath of damage or loss. To help ensure your claim is handled smoothly and efficiently, it’s essential to avoid common mistakes that many homeowners make. Tips for Making Homeowners Insurance Claims The following are common mistakes homeowners make when it comes […]
August 28, 2024
amatoinsuranceHurricane Relief Efforts: How to Help and Support Affected Communities in North Carolina
Natural disasters like hurricanes can have devastating impacts on communities, leaving behind destruction, displacement and urgent need. When disaster strikes, individuals across the country come together to provide support and relief. It’s essential to understand what to do after a hurricane, whether you’re looking to volunteer your time, donate or learn about hurricane-related insurance. What […]
June 25, 2024
amatoinsuranceCoastal vs. Inland: Insurance Considerations for North Carolina Residents Based on Location
Living in North Carolina offers a diverse range of landscapes, from the picturesque coastline to the rolling hills of the Piedmont. However, when it comes to homeowners insurance, your location matters significantly. Insurance Considerations for High-Risk Zones North Carolina homes in high-risk zones may have higher homeowners insurance rates and may need more robust coverage […]
December 29, 2023
amatoinsuranceUnderstanding North Carolina Auto Insurance Requirements: What You Need to Know
Each state has insurance requirements drivers must follow. North Carolina mandates that all drivers maintain minimum amounts of auto liability insurance. Your agent can help you shop around for compliant car insurance that meets your needs. North Carolina Auto Insurance Basics The following auto insurance coverage is required in North Carolina: Liability insurance may help […]
October 10, 2023
amatoinsuranceSpecial Considerations for Coastal Properties: North Carolina Hurricane Insurance
Living on the coast of North Carolina is a dream come true for many, with its picturesque beaches and stunning ocean views. However, along with the natural beauty comes the risk of hurricanes and tropical storms, which can wreak havoc on coastal properties. Homeowners in this area should consider a robust insurance policy to combat […]
August 14, 2023
amatoinsuranceFactors Influencing Rising Insurance Premiums
Insurance is vital in protecting individuals and businesses against various risks and uncertainties. Whether it’s auto, home, or business insurance, having the right coverage can be a lifeline during challenging times. However, insurance premiums are on the rise. Several factors contribute to this trend, and understanding them can help you make informed decisions about your insurance […]
May 18, 2023
amatoinsuranceDo I Need Hurricane Insurance if I Already Have Homeowners Insurance?
Hurricanes are a significant threat to your property and financial wellness. Like any significant investment, your home must be protected by suitable insurance policies. With that in mind, you must ensure that you have a complete understanding of your coverage’s limitations and capabilities. When it comes to hurricanes, it’s necessary to realize that standard homeowners […]
April 25, 2023
amatoinsuranceWhat You Need to Know About Hurricane Coverage
The coast of North Carolina is one of the most vulnerable areas to direct hurricane strikes in the United States, according to the State of North Carolina. But the risk of hurricanes extends far beyond the coast. According to North Carolina’s official website, every area of the state has been impacted by hurricanes in the […]
February 17, 2023
amatoinsurance5 Things You Should Know About Homeowners Insurance
Homeowners insurance is critical to protect your investment in your home. It can help provide financial protection from costly property damages and personal liability lawsuits. Here are five things you should know about your homeowners insurance coverage. 1.Understand Not All Homeowners Insurance Policies Are the Same A standard homeowners insurance policy typically provides property damage […]